About Richard Davies

Richard Davies

BA(Hons) DipPFS CERT CII(MP)

Richard graduated with an honorary Business, Marketing & Economics Degree in 1999 and has worked with a number of highly regarded institutions in various marketing roles. His last position was at The Times and Sunday Times newspaper before joining St. James's Place in 2007. After completing his advanced qualifications in financial planning, he became a specialist adviser in four key areas of financial advice: pensions, long-term care planning, inheritance tax and portfolio construction. Richard is a full member of the Society of Later Life Advisers (SOLLA). Richard continues to help meet the needs of both private and corporate clients, providing holistic financial advice specialising in the following areas:

  • Wealth management and portfolio construction
  • Capital gains tax and income tax mitigation
  • Corporate and personal pension planning
  • Long-term care advice and paying for care solutions
  • Investment and pension review service

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

About

I work with people who are looking for answers and guidance to their financial situation, now and in the future, by providing bespoke financial advice that they can trust.

Achieving this requires a holistic approach, incorporating advice in a number of areas including: taxation, investment planning, retirement planning, insurances, mortgages, inheritance tax planning & succession planning.

I am dedicated to helping my clients see their financial future more clearly and, most importantly, I provide a clear plan as to how they can work towards achieving their goals.

If you are committed to establishing a financial plan for you and your family and would like to arrange a meeting, please get in touch.

I am available to help you as you require. On this website you can easily see who I am, what I do and how I could help you. Any meetings we have are entirely confidential and with no obligations whatsoever.

The levels and bases of taxation and reliefs from taxation can change at any time and are generally dependent on individual circumstances.

Testimonials

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I would highly recommend Richard Davies of R & D Financial Management. My family and I have been clients of Richard since 2008 and he has guided through many complex financial planning matters such as retirement planning, investing for income, inheritance tax planning, equity release and care fees p...
Mr M Jennings |Retired, London
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Accreditations

Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
SOLLA logo

Click on the accreditations for more information

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

R & D Financial Management LLP is a Limited Liability Partnership registered in England and Wales, Number OC402884 Registered Office: 17 Shoal Creek, Collingtree Park, Northampton, Northamptonshire, NN4 0YT.